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Reply to:NAAS EAS/N2 Form GEC 002 An NAAS DEIA Media Report: An investigation of SPM Resorts, Inc., Business license #9902, Issued 6/1/2001 Blue Beard Castle Hilltop Villas III. and time-share scams. Allegations: VIOLATION OF THE FEDERAL FAIR DEBT COLLECTION PRACTICES ACT; VIOLATION OF 18 TITLE U.S.C. §1341, PROHIBITING MAIL FRAUD; VIOLATION OF §5(a) of the FTC Act, 15 U.S.C. §45 (a) VIOLATION OF 18 TITLE U.S.C., Part I, Chapter 47, §1028(a)(7), an offense related to the Identity Theft and Assumption Deterrence Act of 1998
This report is a public service announcement that details scams by time-share companies, and an alleged billing and identity-theft scheme by persons associated with Southern Property Management, Inc., a/k/a/ SPM Resorts, Inc., a company based out of Myrtle Beach, South Carolina. SPM Resorts, Inc. is a management company that purportedly manages numerous time-shares across the U.S., and is responsible for invoicing alleged time-share owners annual dues or maintenance fees that are assessed against persons that the management company claims are "owners" of the subject time-share condominium interval units. One of the principal clients of SPM Resorts, Inc. is alleged resort developer BlueBeard's Castle Hilltop Villas III.
From the moment you disembark from your airplane, tourists who visit the Caribbean islands of St. Thomas Virgin Islands, St. John's, St Kitts, and nearby islands are often targeted by over-zealous salespersons hawking scam time-shares.
To 'bait' these tourists, they are often asked to complete guest-cards to be eligible for free or reduced price excursions. These cards require listing their name, mailing address, and phone number. Unbeknownst to these tourists, however, is that this information can subject them to fraudulent practices of identity-theft, and misrepresentation of their name on a real estate deed for property in the U.S. Virgin Islands that they do not own and have never seen.
Although the mechanics of the scams vary, the bottom line is that many tourists are baited into 'deals' they are not aware of until the bill arrives in the mail; or, many tourists who believe that may have legally bought a time-share unit find out later that their unit either does not exist, was demolished, is owned by another person, or that the developer who claims ownership of the unit was not the legal owner after-all, and therefore had no legal right to sale something it did not own in the first place.
The time-share industry is full of crooks, scams, and determined thieves whose number one objective is separating the consumer from his/her pocket book, and then using corrupt tactics to enforce its will upon the consumer.
With respect to Bluebeard's Castle Hilltop Villas III, and several other alleged resort developers, they have an exclusive arrangement with SPM Resorts, Inc. to invoice alleged or perceived "owners" of time-share units located at BlueBeards's Castle.
Meridian Financial Services, Inc., is a collection agency licensed in North Carolina, but has offices in Las Vegas, NV, and elsewhere. Alleged owners or persons that question the legitimacy of invoices sent by SPM Resorts, Inc., are routinely referred to Meridian Financial Services, Inc. For reasons outlined hereinabelow, this company is quite suspicious.
On August 1st, 2004, Meridian Financial Services, Inc., had its corporate charter permanently revoked by the Nevada Secretary of State, according to public records. The company employs Stephen Quitman, and Robert Mills. The company had been registered as a domestic corporation, but after its domestic status had been revoked it re-organized as a "Foreign Corporation." As part of a clever legal strategy, it installed these persons as officers:
Resident agent: CORPORATION TRUST COMPANY OF NEVADA 6100 NEIL ROAD RENO, NV 89511 Note: This is a non-natural person. This same entity is a resident agent of over 32,000 companies, according to Nevada public records.
Treasurer/Director: JOHN GALEA 6262 SUNSET DR. MIAMI, FL 33143
Secretary: KAREN L GREEN 21 OVERLAND IND BLVD BLDG 1 ASHEVILLE, NC 28806
Director: JEANETTE MARBERT 6262 SUNSET DR. MIAMI, FL 33143
Director: GREG NASH 6262 SUNSET DR. MIAMI, FL 33143
President: GREGORY B SHEPERD 21 OVERLAND IND BLVD BLDG 1 ASHEVILLE, NC 28806
To confuse federal and state authorities about the affiliations between the entities that develop the interval time-share properties and the actual companies that manage the properties, and the various subsidiaries, it is common within the time-share industry to create companies with similar names, and shuffle subsidiaries like dominoes or playing cards. When heat is pressed against one-card, the shuffler simply rotates (changes the company name and owner) to another hand. It is this technique that keeps law enforcement agencies and consumers from investigating the fraudulent patterns of ownership.
Consider these facts with respect to BlueBeard's Castle Hilltop Villas III. As of January 1st, 2007, Fairfield Resorts, Inc. has been listed as the owner/developer of BlueBeards Castle Hilltop Villas III. In the spring of 2007, this same company purchased Wyndham Vacation Resorts, Inc. Wyndham Vacation Resorts, Inc has a principal address of 8427 South Park Circle, Orlando, FL 32819. In fact, Fairfield Resorts, Inc. also has a principal business address of 8427 SouthPark Circle, Suite 500, Orlando, FL 32819. The company that issues the deeds to purported owners of the time-share units has the same address as the purported developer.
However, instead of retiring the Wyndham Vacation Resorts name as is typical when a majority owner takes control, and desires to spread the successor's brand name, the old and subdued Wyndham Vacation Resorts, Inc is still prevalent upon the fairfieldresorts.com website, and most stationery.
In recent times, there are numerous instances when a consumer has contacted Fairfield but instead they are told that the company has been sold to or bought by Wyndham Vacation Resorts. Consumers with unsettled complaints are referred to either the "new" company or some company claiming to be an affiliate of the "new" company.
At the same time that fairfieldresorts.com is displaying images and symbols that suggests the website is owned and operated by Wyndham, an affiliate of Wyndham Worldwide Corporation, called Wyndham Hotels and Resorts, LLC, operates a nearly identical website at http://www.wyndham.com/main. This website makes no mention as to whether or not it is owned by or associated with Fairfield Resorts, Inc. no exact street address is listed, howeve when one attempts to contact the company, the website refers a reader to http://www.wyndhamworldwide.com/ instead of fairfieldresorts.com, the website of the alleged purchaser.
In clicking on websites that Wyndham Worldwide claims to be official affiliates, the fairfieldresorts.com is not amongst the ones listed.
Equivest St. Thomas, Inc. is a subsidiary of Fairfield Resorts, Inc., claims a telephone operator employed by Fairfield. Fairfield Resorts, Inc. also operates its own title and recording business at the same address used by its other subsidiaries.
Despite its questionable customer service record, SPM Resorts, Inc. has been expanding its business partnerships. The Timeshare Beat, an online research website featuring timeshare news, claims that SPM Resort, Inc. has taken over management responsibilities for The Blue Tree Resort at Lake Buena Vista in Orlando, Peppertree By The Sea in Myrtle Beach, SC, and Outer Banks Beach Clubs I and II at Outer Banks, NC.
Aside from commentary from numerous consumer-oriented websites, public files from a Consumer Proctection Agency paint an unflattering image of SPM Resorts, Inc., and its executive officers, as well as details of alleged unsavory and/or illegal acts that the company is apparently willing to do collect upon a perceived or fabricated debt.
In addition to the simple requests above, the consumer and/or his/her attorney also requested the following documentation:
Public records indicate a deadline of August, 3rd, 2006, was provided for a response. It is traditional for most companys to respond to consumer concerns, and certainly criminal allegations of fraud and identity-theft hurled against them. In this case,tThe deadline of August 3rd, 2006, came and went without any response whatsoever from SPM Resorts, Inc., consumer records show. Law enforcement officials generally treat unanswered allegations as true.
Apparently, are we to assume that SPM Resports, Inc. is of the opinion that?:
Federal, as well as state action, may include, but is not limited to, seeking an ex-parte judicial order for an arrest warrant— against any officers, director, manager, and/or employee of any “collection agency” used by the fraud perpetrator, as well an arrest warrant for Tom Anderson for allegedly orchestrating these matters.
This Publisher contacted various government officials employed by Office of the Recorder of Deeds on the U.S. Virgin Islands. Conversations with these persons yielded the conclusion that no recorded deed existed to support the claim by evidence whatsoever, no deed of any type, existed that indicated the consumer owned the time-share in question.
On or about June 10th, 2007, the consumer claims that an employee of Meridian Financial Services, Inc. contacted the consumer via letter. The employee used the name “Stephen Quitman.” The letter suggests he was based at 21 Overland Industrial Blvd, Bldg #1, P.O. Box 1410, ASHEVILLE NC 28802-1410. However, an additional investigation and telephone trace determined that Mr. Quitman was not in North Carolina but was really in Nevada at 3140 Polaris Ave, Suite #3, Las Vegas, NV 89102. This address is shared with CREDIT MAX LLC.
Public records indicate that Quitman used the U.S. mails to send the consumer an invoice that the consumer claims is fraudulent invoice. Quitman was listed as the lead contact person on the invoice. However, telephone calls to Mr. Quitman for verification of the invoice were not returned.
|Statement made by Meridian Financial Services:
"Unless you notify this office within 30 days after receiving this notice that you dispute the validity
of this debt or any portion thereof, this office will assume this debt is valid"
|On or about JULY 19TH, 2006, public records indicate that a consumer sent a certified letter to SPM RESORT MANAGEMENT, at 1051 SHINE AVE, MYRTLE BEACH, SC 29577 to the attention of "Tom Anderson." The letter disputed the validity of the debt or invoice claimed by SPM Resorts, Inc., and requested documentation for verification of the same. The consumer sent a notice to SPM Resorts,Inc. More than a year later, SPM Resorts, Inc., had not responded to the letter but continued to send frauduent invoices.|
|On or about July 30, 3007, a Complaint Analyst employed by the Department of Consumer Affairs of a state Consumer Protection agency sent a letter to Ms. Barbara Feagin, Executive Secretary of Compliance Dept., Real Estate Commission and Appraisal Board, located in South Carolina. The letter states "Our evaluation of the complaint indicates that your agency has jurisdiction in this situtation."|
|On or about August 6th, 2007, a second Complaint Analyst employed by the Department of Consumer Affairs, received a copy of consumer's complaint, and contacted SPM Resorts, Inc., in regards to the same. A specific deadline was set for a response. The Complaint Analyst sent additional notices to SPM Resorts, Inc., and each notice informed SPM Resorts, Inc. of the consequences of a non-response. SPM Resorts, Inc. did not issue a response in the time frame stated. As of September 22nd, 2007, neither had the consumer received a response from SPM Resorts, Inc.|
The consumer states that a copy of the letter was sent to the legal department of SPM Resort Inc., its Registerd Agent William R. Young, Wyndham Resorts, Fairfield Resorts, Inc., Equivest St. Thomas, Inc., Meridian Financial Services, Inc., and Bluebeard Castle Hilltop Villas, III.
Public records indicate the letter demanded the following evidence:
However, a second employee of Meridian Financial Services, Inc., named Rober Mills managed to get his company further in the whole with SPM Resorts, Inc.
Prior to this date, the consumer claims he/she had not seen such a document or been made aware of its existence. Neither did SPM Resorts, Inc. or it client BlueBeards Castle Hilltop Villas III produce such a document when the consumer originally sought evidence of the debt.
The consumer insists that the documentation sent by Meridian Financial Services, Inc, a recorded “deed”, was done without the explicit notarized consent of the consumer. An examination of the alleged phony deed shows the names of Charlene Lehto, an alleged witness; Susan Clifton, an alleged Notary Public; sharon David, director of Title Services of Equivest St. Thomas, Inc; Lashunda Davenport, Assistant Secretary, an employee of Fairfield Resorts, Inc; and, Jacqueline Taylor, a Notary Public, employed in the state of Florida.
However, no where on the document is the actual signature, consent, and authorization by the purported owner and, in this case, the alleged debtor. Put another, either you or I can create a phony deed in the name of another person, and claim that the persons owes you money. 99.9% of all real estate transactions make provisions that both parties to the transaction must agree.
Using the name of another person in a recorded deed appears evidence of a violation of federal identity-theft statutes. Use of the U.S. mails to collect payments on the premise of fraud is a violation of mail fraud statutes.
Public records indicate the company DID NOT respond to allegations and concerns first voiced by the consumer in the time frame of 30 days, or even the time frame of an entire year!! Neither did the company respond to the concerns of a state Consumer Protection agency in the time-frame stated, says a post-card notice that the consumer received. One can assume that other consumers have been stiff-armed by SPM Resorts, Inc.
If you feel you are a victim of fraud by SPM Resorts, Inc., or you believe that Meridian Financial Services engages in felony crimes (manufacturing phony real estate deeds in the name of non-willing parties, using the U.S. mails to deliver false statements) simply to justify a debt, then please report these matters to the appropriate law enforcement authorities, or complete NAAS EAS/N2 Form GEC 002.
The consumer claimed that a complaint was also filed against Meridian Financial Services with the North Carolina Department of Insurance, but an analyst there felt that Meridian could use any so-called "collection tactics" it chose to because the dispute was a "contractual" one. Perhaps the perverted and human slime Duke University players (Reade Seligmann, David Evans and Collin Finnerty,) the ones who invited and hired profanity-laced female strippers into their frat house, should have claimed the alleged rapes they were involved in were merely "contractual"
Since the case never went before a jury, and since the unusual action of disbarring the prosecutor took place, we will never know what really happended in that case. What we do know is that it is immoral and perverted for any college student to be in the company of strippers, disreputable persons, to consume alcohol on campus, and to engage in any conduct that would discredit his/her character. Contrary to media depictions of these three privileged punks, Reade Seligmann, David Evans and Collin Finnerty are no saints.
Still sniveling for money, SPM Resorts, Inc., is back at its old ways. It recently sent the consumer another notice for payment of a &34new invoice." How ironic? SPM Resorts, Inc. can find the time and resources to beg for money under suspicious circumstances but is apparently unwilling to respond to government inquiries about its conduct and business practices, and the legitimcy of its services?
I would encourage the consumer to ignore SPM Resorts, Inc., and ignore any invoices it believes are fraudulent.
Any way, that's my opinion. What's yours?
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